Have not had cause to use your call out service- yet, But as a retired person -- of an older age - I am reassured that you will be available - if I ever need you. Taking out motor insurance can be a confusing process, with hundreds of providers and various deals on offer.
Is it really worth it? It insures you keep the annual discount you've accrued. However, if you fork out for No Claims Bonus Protection every year and never make a claim, you could be out of pocket in the long run. That said, deciding not to protect your NCB - perhaps because you view yourself as a careful driver - might be unwise. Conversely, if the other driver was insured and the collision wasn't your fault, your insurer may be able to recover its costs from the other driver's insurer, meaning your NCB could be unaffected.
Those who bear a Gold, Silver or Bronze ribbon have happier customers than their rivals. Do you have particularly valuable possessions at home?
This might be jewellery, an expensive watch or specialist equipment. No claims discount: is it worth protecting yours? Insurers offer customers the chance to protect their no claims discount. But is it worth it? Share this guide. A no-claims bonus is a discount that you can receive on your motor insurance dependent on the number of years driving you have built up without making a claim on your policy. While the amount that your no claims bonus is worth will vary across different insurers, have a no-claims history of five years or more will likely net you a significant discount.
Once you build up several years of claims free driving, your no claims bonus will help you get a noticeable reduction on your premiums and because of this many drivers will want to protect their no claims bonus.
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Listing Image. What Is No Claims Discount?
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